Aztec Financial cares about your success, not just your financing. We want to see your business and profits grow in the restoration and carpet cleaning industry. Our goal is to make you an industry leader by supporting you in your financing and purchasing decisions. Specializing in this industry affords us the ability to structure financing terms and programs that ensure your success. Every program that Aztec offers is designed to always keep you moving forward.

Click on the standard programs below offered by Aztec.

If you don’t see what works best for you, we can customize a program to specifically fit your needs.

  • Pre-Qualify – Aztec offers a fast and easy solution to urgent equipment needs.
  • Asset Protection Program – One of the most comprehensive equipment Asset Protection Program plans available that includes coverage for freeze damage and natural disasters.
  • Homeowner Support – Don’t let your customers’ lack of insurance cost you restoration work. We can help facilitate the financing of your customers’ costs so you do not lose the opportunity to serve them.
  • GM Extended Service Contract – Extending your GM bumper-to-bumper warranty to meet the needs of your vehicle in this industry.
  • Good Year Discounts – Substantial discounts on basic vehicle maintenance.
  • New Start-Up – As an entrepreneur you need a professional and flexible company that you can rely on for your financing needs to get your company off to a stable and promising start.

Get Pre-Qualified


Our Pre-Qualify program was specifically designed for the restoration industry; however, it can be used by ANY type of cleaning/restoration business. We understand that when you need equipment, you need it right away. Taking the time to gather your needed documentation in a state of emergency can prove to be difficult and frustrating. Avoid that frustration and get pre-qualified today!

When natural disaster strikes, waiting for financing, approval, and documents could mean the difference between you taking care of your customer, or your competition doing so. It could also mean the difference between you or your competitor walking out the door of your equipment dealer with the last 4 dehumidifiers in stock.

That’s why Aztec Financial offers the Pre-Qualify Program.

How It Works

  1. Submit an application for an approval and receive a Pre-Qualify Letter. This letter outlines the amount of your approval.
  2. At the time of your equipment or commercial vehicle need, you can choose to take the full amount at one time or you can choose to draw a portion thereof and we will issue a Master Contract, Loan(Equipment Finance Agreement), or Lease.
  3. One of our financing specialists will help you choose which program and payment type best fit your business and tax needs. Just pay your initial payment to the dealer (as low as $150), take your equipment and/or vehicle, and go!

The Pre-Qualify program carries no obligation or cost and does not report to your personal credit. Approvals are valid for up to 6 months. We do offer rate structure discounts for any draw, over $15,000.

You may ask yourself…

How much can I be pre-qualified for?

Most applications can be qualified up to $50,000 with application only and up to $200,000 with additional financial information.

What type of equipment can be financed?

Most “non-consumable” cleaning and restoration equipment can be financed*, including air-movers, dehumidifiers, TES, E-TES, truckmounts, cargo vans and box trucks, and much, MUCH more.

What financing products do you offer?

We offer both Loans(EFAs) and leases, and we will customize the finance program and payment terms to match the needs of your business.

Are you ready to get your approval in place today?


You may also contact one of our Account Managers at 800-644-9537.

Pre-Qualify program is most frequently used in conjunction with our Master Contract.

*On approved credit. final quote is subject to approval.

For additional information, please call 800-644-9537 or SEND US A MESSAGE

Asset Protection

Asset Protection Program

Aztec Financial provides a quick, easy comprehensive solution to protect your new equipment. With our Asset Protection Program you have:

  • Instant coverage on your investment.
  • EXCLUSIVE Freeze Damage Coverage ($1,000.00 deductible)
  • And much, much more.

Aztec is the insured on our Utah based blanket policy which covers millions of dollars in assets.

Have you ever tried to get tornado coverage in Kansas? What about hurricane coverage in Florida? The program through Aztec is based off OUR location in Utah. This means that because Utah has very few natural disasters, the program covers disasters in locations where they wouldn’t generally be covered at rates that are UNBEATABLE.

Aztec Financial Asset Protection Program Policy* -vs- Standard Business Insurance Policy
Freeze Coverage Freeze coverage is EXCLUSIVE to Aztec. It covers any and all damages caused by freezing. Freeze damage coverage is simply not available on policies that you have access to as a private insured. Most freeze damage repairs vary between $2,000 and $4,500.
No deductible for all losses over $100 except freezing, which has a $1,000 deductible. Deductible varies, but typically ranges from $250 to over $1,000.
Covered Losses Broader protection includes standard business policy coverage, plus loss caused by fire, lighting, hail, wind, vandalism, burglary, theft, employee theft, accidental damage, power surge, flood, FREEZING and so much more! Typically covers fire, lightning, hail, wind, vandalism, and some types of water damage.
Cost The Asset Protection Program charge is fixed throughout the entire term of the contract. There are no limits on the number of times equipment can be replaced if the loss is a covered event. Your premium will NOT increase as a result of a claim. Payments are included in the monthly contract but are itemized on the statement. Most insurance companies require the premium to be paid in advance. In some cases, they require as much as a 6 to 12 month prepayment. The insurance premium is not fixed; therefore in the event of a claim the premium will usually increase, or worse yet, the policy will be CANCELLED!
Mobile Coverage Equipment is covered while it is in transit, on the job site, or at the shop. Usually does not cover equipment while in transit or on the job site.
Location Equipment is covered anywhere equipment is located within the U.S. (including its territories and possessions) and Canada. No exclusions – even in areas prone to floods, hurricanes or other natural disasters. Rates and eligibility are usually determined by geographic location.
Payment Terms Coverage cost can NOT be increased and the program will NOT be cancelled due to loss experience. Annually renewed. Coverage cost can be increased and policy can be cancelled due to loss experience/claim.
Provider Rating Asset Protection Program is provided by Great American Insurance Company and Great American Assurance Company, rated “A” (Excellent) by A.M. Best Company as of 3/27/2009. Provider ratings typically vary, and they may be low.
Claims Service In-house, high-quality customer service typically not found with other providers. Rapid claim resolution by claims adjustors who specialize in commercial equipment claims so you get the replacement equipment quickly and efficiently. Most claims will result in a check to facilitate equipment repairs in 24-48 hours. Customer service is often outsourced. Claims are often resolved by third parties with no expertise in resolving equipment claims. Resolution can take up to 2 weeks or more which results in more time that you are not operational.

Peace of Mind

When you elect this coverage, there is no question that your new equipment is covered and that the asset protection requirements of your finance contract have been met.

Have questions? Ready to sign up? Contact an Aztec Financial representative at 800.644.9537 today.

*Underwritten by member companies of Great American Insurance Group

Homeowner Support

Homeowner SupportAztec Financial’s Homeowner Support Program was designed to help the professional restorer secure more restoration work by providing their customers the ability to pay for the work needed.

Are your Home owners ever under-insured?

What if they can’t pay their deductibles?

What about un-insured losses?

How It Works

When you arrive at a restoration/remediation job, and discover that your customer is under-insured or even uninsured and cannot afford the repairs, now you can simply refer them to Aztec Financial.

What We Do

Aztec Financial has partnered with consumer lenders who arrange for a FAST CASH financing solution for your customer. Upon approval, your customer can have up to $50,000 wired into their bank account in as little as 24 hours.

This allows you to keep the restoration work… and your customer to get their property, business, and their lives back in order.

The Homeowner Support Program through Aztec can also be used as a valuable marketing tool for your business. Set your company apart from the competition by providing your customers and their insurance companies a positive alternative. You will be able to offer something to your customers that none of your competitors can. In turn, you will become the first place insurance companies refer their customers to for their restoration work.

To participate, the professional restorer must be a current customer of Aztec Financial.

For more information or to obtain the Homeowner Support Cards, call 800-644-9537 or SEND US A MESSAGE

Extended Service Agreement

How protected are you?

With your new vehicle comes a manufacturer warranty, so you are protected… Right? WRONG!

What does the factory offer?

  • Bumper to Bumper Warranty for 3 years or 36,000 miles
  • Power Train Warranty for 5 years or 100,000 miles – Did you know that the Power Train is basically transmission and engine only?

Also consider this: How heavy is the equipment that you are hauling in your van? All that weight significantly increases wear and tear.

Isn’t this sufficient?
The average carpet cleaner puts about 25,000 miles per year on their van. That means that they will use up the factory warranty in less than 18 months!

The purchase of a vehicle for your business is a major investment. You will want to protect this investment in the event of mechanical breakdown beyond the standard warranty period. Paying for unexpected repairs is always difficult, but it is even worse if you are not able to make the money you need to cover it.

Extend your coverage with the GM Extended Service Agreement!

Examples of repairs covered by the ESA that are not covered by the Power Train Warranty:Many services and repairs are not covered by your Power Train Warranty. The following list shows several examples of services and repairs your vehicle may require, and the price you could expect to pay without an ESA:

Power Steering $900
Air Conditioning $925
Fuel Injectors $950
Electronic Control Unit $1125
Water Pump $560
Fuel Pump $535
CV Joints $410
Cruise Control Module $550
ABS Brake Module $1380

Who provides the Extended Service Agreement (ESA) and what is covered?

The ESA is a General Motors product. Your repairs are made by GM trained technicians at any of the 7,500 GM dealerships across the United States and Canada.

The ESA covers almost every mechanical, electrical, and electronic component of your vehicle, including parts and labor. You are even covered for claims as a result of wear and tear!

Additional information on this product is available in the GM Protection Plan Major Guard Brochure or through your Aztec Financial Representative.

The GM ESA is different than an after market warranty because they actually look for excuses to pay for repairs to make sure that you will always come back to them!

For additional details and product information, contact your Aztec Financial Representative by calling 800-644-9537 or SEND US A MESSAGE

Good Year National Fleet Service Program

As though saving thousands of dollars wasn’t enough, you also get AMAZING DISCOUNTS AND SAVINGS on basic vehicle maintenance.

When you obtain a vehicle through Aztec Fleet Sales, you are able to take advantage of the Goodyear National Fleet Service Program.

By showing your National Fleet Service Program Card at participating Gemini Goodyear Automotive Care Centers you will receive the following benefits:

    • Discounts on standard oil changes
    • 10% off any auto service
    • 5% off sale priced tires
    • � off state inspections
    • Free tire rotation and flat repairs on Goodyear tires
    • Courtesy ride to work or home

Participation in the program is FREE when you obtain a commercial vehicle from Aztec Fleet Sales.


New Start-Up Businesses

New Start-up BusinessStarting a new business is always a nerve-wracking event even in the best economy. Aztec Financial is here to tell you that we pride ourselves on being able to provide the best financing options for our customers starting their new businesses.

You may have several things cross your mind when thinking about starting your new business…

We cover all the bases to bring you peace of mind so you have less to worry about in your new venture.

  • Commercial VS. Personal – With Commercial Financing, we do not report to personal credit or lien your personal assets. This protects and frees up your personal credit for any future lending needed, for you or your business without having to worry about any risk to your personal assets.
  • Freeing up cash flow – When you choose to finance you are breaking down your debt into a monthly expense that is easily managed and you can always count on us to have the minimum upfront investment. You are able to keep your regular cash flow to compensate for inevitable and unexpected expenses.
  • Direct lending – Our money is our money. This means we are able to tailor all of our financing programs to fit your needs. You can get into a contract that will leave you feeling comfortable and confident. We can guarantee that you will have an excellent financing experience without having to worry if your contract will ever be sold.
  • Building commercial credit – As your business grows, you will need to be able to show that you have a dependable, reliable and trustworthy business. You will develop that rapport when financing through us..

Your business is just a unique as you are. You need a financing company who understands all the aspects of your business and what you have to offer while still being familiar with the industry. With all these things in mind, we are the best partner you can find to help you build and develop your business from the ground up.

To find out more on how Aztec Financial can help you start or grow your cleaning and restoration company, call us at 800.644.9537 or SEND US A MESSAGE