If you’re looking for vehicle and equipment financing, Aztec Financial is here to help. We offer financing for a variety of industries and different types of equipment, so we are sure to have what you’re looking for. So, why should you choose Aztec for your small business equipment financing?

Aztec Financial’s Equipment Finance Services

From carpet cleaning equipment to fleet sales, our financial services cater to a wide array of industries. Aztec was created to bridge the gap from traditional lending to niche industries that need financing in order to obtain equipment. With experts in each industry we serve, Aztec Financial is able to assist you through every step of the process and offers benefits even after you receive financing. Here are our top reasons why Aztec Financial should help you with your vehicle and equipment financing.

Grow Your Business

According to the Small Business Association, the number one reason businesses fail is due to cash flow problems. A cash flow issue arises when your expenses exceed your revenue and are especially common in the early stages of a business venture. Since this is the top reason businesses don’t succeed, it’s important to find a solution quickly. One way to do so is by managing monthly expenses efficiently. With Aztec’s equipment finance services, you retain control of your cash flow by breaking big equipment costs into smaller, more manageable monthly payments. This gives you total control of your finances from the very beginning without compromising the necessary equipment you need to grow your business.

Save Your Cash

Get the equipment you need, while keeping the cash in your pocket. This frees up funds to spend on other important business items like payroll, advertising, and inventory. Buying large items out of pocket can hinder your cash flow and put you in a tight spot that you aren’t expecting. With Aztec Financial, equipment can be purchased from the manufacturer, retailers, or even a vehicle purchased through the Aztec Fleet Sales program. Flexible financing options mean payment plans can be tailored to your business, so you can maximize your savings.

Work With the Experts

With over 20 years of experience in the carpet cleaning and restoration business, Aztec Financial knows what it takes to run a business. This knowledge means you get the best financing options possible with the help of an account manager who knows your equipment needs. Our experience means we can walk you through the entire financing process step-by-step while making it as simple and painless as possible. We know when you need equipment, you need it quickly. So, Aztec Financial works hard to get you financed and back to business as soon as possible.

Preserve Your Credit

You shouldn’t have to use your personal credit for business expenses. At Aztec Financial, we believe your business and personal finances should be separate, especially when it comes to your credit score. With small business equipment financing, you can easily get the funds you need without compromising your personal credit. Use business financing and preserve your personal credit for more personal purchases, like buying a home or going on vacation.

Avoid the Middle Man

Some financial institutions do little more than broker finance deals. All this means is they pass your information to a different finance company and add a markup to make their profit. When you’re trying to spend wisely and save your money, this extra expense is unnecessary and can eat up funds you need for other areas of your business. An alternative to this extra fee is Aztec Financial. We work as a one-stop shop for all your vehicle and equipment financing needs. We cut out the middle man by financing you from start to finish, so you get the most for your money and get the equipment you need fast.

Save Money on Taxes

Equipment financed with Aztec may be eligible for federal tax deductions, allowing you to write off up to $1,000,000 in business equipment each year. This is primarily done through the Section 179 deduction and is meant for small and medium-sized businesses. With the variety of finance options offered we can help you find the finance structure that best suits your company’s needs.

Seasonal and Skipped Payment Options

In many areas, carpet cleaning and restoration companies experience a seasonal ebb and flow of work. This common throughout many industries, and we understand the stress these periods can bring on any company. In order to help businesses grow, Aztec Financial offers seasonal and skipped payment options. This option is designed to help alleviate the burden of “slow” periods, and allow your company to continue developing. These payment options mean you choose three months of the year in which you have a lower monthly payment (and these do not have to be consecutive!), or you can skip one payment entirely once each year. You have total control of your financing by getting to choose between these options every year. Aztec Financial is designed for small business equipment financing, so we are here to help turn your business from small to booming!

Enjoy Flexibility

More than anything, you want a finance company that customizes your lease or loan to meet your unique business needs. At Aztec Financial, we personalize each financing plan to every business we serve, so you will always have what works for you. As a one-stop shop, we have the flexibility to personalize your financing and get what you need to succeed.

Aztec Financial is Here for Your Vehicle and Equipment Financing

No matter what industry you’re in or what type of equipment you’re looking to finance, Aztec Financial is here to help. Our team of experts can design a plan tailored to your business so you get your equipment as soon as possible. Speak with one of our experts today and get the financing you need today!